All four of the credit cards I applied for on Black Friday have been approved. As long as I meet the spend requirements, I will earn 185,000 points and miles from this churn. I now have five different Chase Visa cards helping me earn more points and miles. When I called about the status of my Marriott application, I tried to cancel one Chase card, but the representative insisted that I keep all my cards opened. He reallocated my credit on two other Chase cards as I suggested and then approved my new Marriott Visa.
Bank of America sent me a letter approving my Hawaiian Airlines card and provided me with one of my credit scores. My credit score has been going up, not down while I have been applying for new cards every 90-120 days.
A good credit history will take you many places. Always make your payments before the due date. Stay below your credit limit. Only charge what you can afford to pay back each month. Regularly review your credit report and credit score.
Wishing all of you a joyful holiday season filled with points and miles.