One question I am asked rather frequently is,”Should I buy travel Insurance?” The problem with travel insurance is knowing what you are buying.   Most people do not want to read many pages of fine print before making the decision to buy travel insurance.  These polices contain many exclusions and there are many different polices available from a number of different companies. Here is a link to an article about several people who purchased travel insurance and were not covered for their losses. Frommers Article My suggestion is if you want travel insurance, know what you are buying before paying for travel insurance to avoid being very disappointed and angry when your claim is denied.